She isn't wrong.My 21 year old daughter wants to buy a£17,995 Audi A3! Apparently everyone gets finance these days.
She does not think that a £17,995 finance deal £257 a month is a debt!
Where I work we have people barely earning £18k driving A class Mercs and 1 series BMW's.
They think nothing of £220+ monthly payments on and £1800 car insurance.
This is on top of the latest iPhone at £50/month and rent. How they afford to feed themselves is beyond me.